A Comprehensive Guide to Buying Property in Dubai for Expats: Legal Procedures and Tips
Thinking about buying property in Dubai as an expat? Dubai’s real estate market is thriving, offering numerous opportunities for investors and homeowners alike. With unmatched expertise, RE ONE Properties is here to guide you through every step of the process. This article will walk you through the legal procedures, steps, and costs involved in buying property in Dubai, ensuring a seamless and rewarding experience.
At RE ONE, we specialize in navigating Dubai’s dynamic real estate market, making sure your investment aligns perfectly with your goals. Our team is dedicated to providing a personalized service that simplifies the buying process, whether you’re investing in a luxury residence or a commercial property. Read on to understand how RE ONE can help turn your property aspirations into reality in one of the most vibrant cities in the world.
What Is the Law Behind Buying Property in Dubai?
Law No. 7 of 2006 regulates property ownership in Dubai. This law allows UAE and GCC residents to buy property anywhere in Dubai. For foreigners, property ownership is permitted in designated freehold and leasehold areas.
The Difference Between Freehold and Leasehold Ownership
Understanding the difference between freehold and leasehold ownership is crucial:
- Freehold Ownership: Provides full ownership of the property and the land it stands on, without any time restrictions.
- Leasehold Ownership: Allows ownership of the property for a set period, up to 99 years, but not the land itself.
Steps to Buying Property in Dubai
Whether you’re buying a home or investing in real estate, the procedure in Dubai is straightforward. Here are the steps to follow:
Step 1: Prepare the Buyer/Seller Contract
Once you find the perfect property, negotiate terms with the seller. You can pay in cash or through a mortgage. Draft a precise contract that includes pricing, payment methods, and all relevant terms to avoid future misunderstandings.

Step 2: Sign the Real Estate Sale Agreement
Download the sale contract (Form F), also known as the Memorandum of Understanding (MOU), from the Dubai Land Department (DLD) website. You can add your terms to the contract. Both parties should sign it in front of a witness, ideally at the Registration Trustee’s office. A 10% security deposit is required, which will be held by the Registration Trustee until the transaction is completed.
Step 3: Apply for a No Objection Certificate (NOC)
To finalize the ownership transfer, obtain a NOC from the developer. Ensure there are no outstanding service charges or bills on the property. The developer will issue the NOC once all dues are cleared.
Step 4: Transfer Ownership at the Registrar’s Office
Prepare the necessary documents and either attend in person or send an authorized representative. Submit the documents, including:
- A cheque for the property price
- Original identification documents (Emirates ID and passport)
- The original NOC
- The signed Form F contract
After verification, pay the fees and receive a receipt. The transfer is processed the same day if documents are submitted early. A new title deed will be issued in your name as the new owner.

Admin Costs of Buying Property in Dubai
Consider the following admin fees when purchasing a property in Dubai:
- Title Deed Issuance: AED 580
- DLD Admin Fees: AED 4,200
- DLD Fees: 4% of the property value
Buying Property Without an Agent
Yes, it is possible to buy property in Dubai without an agent. Several communities allow you to purchase directly from developers or individual sellers.
Trustee Offices in Dubai
Trustee Centres, authorized by the DLD, act as intermediaries between the DLD and clients. They offer services such as property registration, mortgage management, and transaction facilitation. Trustee offices verify property documents, ensure compliance with DLD regulations, and collect transfer fees.
Title Deed in Dubai
A title deed is an official document issued by the DLD certifying property ownership. It outlines the owner’s legal rights, including the right to use, mortgage, sell, or lease the property. The title deed should include the owner’s name, property location, size, and type.
Things to Consider While Buying Property in Dubai
- Deal only with RERA-registered real estate agents.
- Ensure foreign language documents are attested and translated into Arabic.
- Register transactions within 60 days of contract signing.
- Prominent freehold areas for foreign buyers include Arabian Ranches, Palm Jumeirah, Dubai Marina, and Downtown Dubai.
FAQs
Is it easy to buy an apartment in Dubai?
Yes, the process has been simplified to align with Western real estate acquisition processes, making it straightforward for buyers.
Can foreigners buy a house in Dubai?
Yes, foreigners can buy property in designated freehold zones, encouraging international investment.
At RE ONE, we specialize in navigating Dubai’s dynamic real estate market, making sure your investment aligns perfectly with your goals. Our team is dedicated to providing a personalized service that simplifies the buying process, whether you’re investing in a luxury residence or a commercial property. Read on to understand how RE ONE can help turn your property aspirations into reality in one of the most vibrant cities in the world.